AAIA practice questions 91–100

1. Question 91 · 124 in bank

   A real estate agency uses an AI tool to predict house values. The model accuracy significantly declined after six months in production. Which of the following is the MOST likely root cause?

   • AUnderfitting
   • BCovariate shift
   • CHigh bias
   • DImbalance

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   Answer: B

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2. Question 92 · 124 in bank

   Which of the following is the GREATEST risk of using AI to generate audit reports?

   • AThe AI system uses inconsistent formatting across audit reports.
   • BThe AI system misrepresents control effectiveness.
   • CThe AI system cannot integrate with management dashboard tools.
   • DThe AI system is not able to include historical audit findings.

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   Answer: B

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3. Question 93 · 124 in bank

   During an AI review, an IS auditor identified that model testing data was used in an inappropriate format. Which of the following BEST addresses the situation?

   • AAccess controls
   • BData minimization
   • CSeparation of data
   • DData encoding

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   Answer: C

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4. Question 94 · 124 in bank

   Which of the following should be an IS auditor’s GREATEST concern if class imbalance is identified in training data for an AI model?

   • AData drift
   • BData quality
   • CModel bias
   • DModel overfitting

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   Answer: C

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5. Question 95 · 124 in bank

   An AI audit reveals that a loan approval model has a significantly higher rejection rate for applicants from a specific demographic group. Which of the following should be management's PRIMARY response?

   • AAccept the audit findings as within risk tolerance.
   • BDetermine if audit sampling is sufficient.
   • CConduct comprehensive bias analysis.
   • DSynthesize more data of the affected demographic group.

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   Answer: C

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6. Question 96 · 124 in bank

   Which of the following agentic AI models would work BEST to optimize prices of airline tickets based on demand and external market conditions?

   • ASimple reflex agents
   • BRule-based agents
   • CDeliberative agents
   • DLearning agents

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   Answer: D

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7. Question 97 · 124 in bank

   Which of the following is the BEST recommendation to mitigate excessive agency when implementing an AI system as a browser extension?

   • AMinimize browser extension functionality.
   • BRemove user access to browser extensions.
   • CMaximize browser extension functionality.
   • DUse open source browser extensions.

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   Answer: A

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8. Question 98 · 124 in bank

   An organization has exhausted its internal data sources to train an AI model. Which of the following is the BEST source to obtain new data?

   • AExtended retention of internal data
   • BCopyright-free data
   • CData from web scraping
   • DShadow data

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   Answer: B

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9. Question 99 · 124 in bank

   An IS auditor is reviewing change documentation of an AI model. Which of the following would pose the GREATEST risk?

   • AManagement has not tested the model.
   • BTest results are not in a standardized format.
   • CThere is a low number of test scenarios.
   • DThe seed used for testing is not documented.

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   Answer: C

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10. Question 100 · 124 in bank

    Which of the following would pose the GREATEST risk when reviewing AI acceptable use training content?

    • AThe content does not cover the use of effective prompting.
    • BThe content does not cover the non-deterministic nature of AI.
    • CThe content does not cover AI model architectures.
    • DThe content does not cover required performance metrics.

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    Answer: B

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AAIA practice, question 91. 124 questions available.