CIPP-US practice questions 141–150

1. Question 141 · 236 in bank

   Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?

   • AA prompt notification from the employer.
   • BAn opportunity to reapply with the employer.
   • CInformation from several consumer reporting agencies (CRAs).
   • DA list of rights from the Consumer Financial Protection Bureau (CFPB).

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   Answer: A

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2. Question 142 · 236 in bank

   Which statement is FALSE regarding the provisions of the Employee Polygraph Protection Act of 1988 (EPPA)?

   • AThe EPPA requires that employers post essential information about the Act in a conspicuous location.
   • BThe EPPA includes an exception that allows polygraph tests in professions in which employee honesty is necessary for public safety.
   • CEmployers are prohibited from administering psychological testing based on personality traits such as honesty, preferences or habits.
   • DEmployers involved in the manufacture of controlled substances may terminate employees based on polygraph results if other evidence exists.

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   Answer: C

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3. Question 143 · 236 in bank

   U.S. federal laws protect individuals from employment discrimination based on all of the following EXCEPT?

   • AAge.
   • BPregnancy.
   • CMarital status.
   • DGenetic information.

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   Answer: C

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4. Question 144 · 236 in bank

   Which statute is considered part of U.S. federal privacy law?

   • AThe Fair Credit Reporting Act.
   • BSB 1386.
   • CThe Personal Information Protection and Electronic Documents Act.
   • DThe e-Privacy Directive.

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   Answer: A

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5. Question 145 · 236 in bank

   In 2012, the White House and the FTC both issued reports advocating a new approach to privacy enforcement that can best be described as what?

   • AHarm-based.
   • BSelf-regulatory.
   • CComprehensive.
   • DNotice and choice.

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   Answer: C

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6. Question 146 · 236 in bank

   The FTC often negotiates consent decrees with companies found to be in violation of privacy principles. How does this benefit both parties involved?

   • AIt standardizes the amount of fines.
   • BIt simplifies the audit requirements.
   • CIt avoids potentially harmful publicity.
   • DIt spares the expense of going to trial.

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   Answer: D

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7. Question 147 · 236 in bank

   When developing a company privacy program, which of the following relationships will most help a privacy professional develop useful guidance for the organization?

   • ARelationships with individuals within the privacy professional community who are able to share expertise and leading practices for different industries.
   • BRelationships with clients, vendors, and customers whose data will be primarily collected and used throughout the organizational program.
   • CRelationships with company leaders responsible for approving, implementing, and periodically reviewing the corporate privacy program.
   • DRelationships with individuals across company departments and at different levels in the organization’s hierarchy.

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   Answer: D

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8. Question 148 · 236 in bank

   The Family Educational Rights and Privacy Act (FERPA) requires schools to do all of the following EXCEPT?

   • AVerify the identity of students who make requests for access to their records.
   • BProvide students with access to their records within a specified amount of time.
   • CRespond to all reasonable student requests regarding explanation of their records.
   • DObtain student authorization before releasing directory information in their records.

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   Answer: B

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9. Question 149 · 236 in bank

   Chanel Hair Studio is a busy high-end hair salon. In an effort to maximize efficiency of its operations and reduce wait times for appointments, Chanel decides to implement artificial intelligence software that will use client profiles and history to predict which clients will likely be late for their appointments. Information used to create the client profile included appointment history, distance from the salon, and any references to being tardy pulled from the client’s social media accounts. If a client is predicted to be late, their appointment will be cancelled within 5 minutes. Based on the details, what is the biggest potential privacy concern related to Chanel’s use of this new software?

   • AScanning a client’s social media accounts to use in a client profile without notice to the client.
   • BCalculating client profile address distance from the salon to determine location from salon to help predict if the client will be late.
   • CUsing client profile information for any purpose other than setting up an appointment.
   • DAssessing client tardiness history with the salon for predictive purposes.

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   Answer: A

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10. Question 150 · 236 in bank

    Which of the following laws is NOT involved in the regulation of employee background checks?

    • AThe Civil Rights Act.
    • BThe Gramm-Leach-Bliley Act (GLBA).
    • CThe U.S. Fair Credit Reporting Act (FCRA).
    • DThe California Investigative Consumer Reporting Agencies Act (ICRAA).

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    Answer: B

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CIPP-US practice, question 141. 236 questions available.