Question 201 · 607 in bank
A company wants to implement MFA. Which of the following enables the additional factor while using a smart card?
Show answer
Answer: A
Explanation
A. PIN Here’s why: PIN (Personal Identification Number): When using a smart card, the smart card itself serves as one factor (something you have), and the PIN entered to access the smart card provides the second factor (something you know). This combination of something you have (the smart card) and something you know (the PIN) constitutes MFA. The other options are not directly related to the authentication factor provided by the smart card: -Hardware token: This could be another factor for MFA but is not used in conjunction with a smart card; instead, it’s a standalone factor. -User ID: This is usually a username and not a factor in MFA. -SMS: This can be used as an additional factor in some MFA setups but is not directly related to smart cards. It represents a different method of delivering a second factor, such as a one-time passcode sent via text message.
Source: Adapted from community discussion — baronvon